We have always wanted to try to provide financial information to as many people as we can. We have lots of ways that we try to do this and this website is one of those. We hope that by putting information out on the internet, it means that we will be able to reach lots of people in order to help them. We realise that people have different levels of knowledge and we put information together with the assumption that people do not know very much about finance. We feel that it is these people that need the most help and are therefore likely to be the people that we need to reach out to the most. We hope that we will be able to provide information which will help them to try a few new things with regards to their finances which will lead to them getting more in control and making better decisions so they are more able to manage their money. We all need to use money and whether we have a large or small income, we still need to understand about borrowing and saving to make sure that we are doing the right thing. It might mean making big changes but the results can be lifechanging so it is well worth understanding what changes could make the biggest differences.